Van Hire Insurance Explained
Van hire insurance is normally provided on the same basis as car hire insurance in the UK. This means there are two elements to the insurance:
- Third party insurance - your are covered for any damage to other vehicles and resulting injuries to other parties
- Collision Damage Waiver (also known as Loss Damage Waiver) - this limits your liability for the van you are renting to a fixed amount (an excess) - often £500 - £1000. If the van is damaged, you will have to pay this amount before the hire company will cover the rest.
Of course, when you hire a van (or a car) from a big rental company, they will offer you the chance to take out extra insurance that will reduce your excess to zero, or close to zero. This will cost you a certain amount extra per day - usually quite a lot. In addition, any damage to tyres, windows or the van's roof is usually excluded - leaving you rather 'exposed'.
Once you reach the point where you are picking up the van, you are not left with much choice if you want to reduce your excess. However, you can buy van hire excess insurance from specialist companies at a much lower cost than the hire companies usually charge.
What Is Van Hire Excess Insurance?
Put simply, van hire excess insurance is a low cost insurance policy you take out to cover the excess you will have to pay to the hire company if you damage your hire van.
The excess insurance we recommend will cover any van rental company in Europe for up to 31 days.
What's more, our recommended van hire excess insurance will all the 'vulnerable' parts of the van that your van hire company's insurance will not usually cover - tyres, roof, windscreen and underbody.
How Do I Get Van Hire Excess Insurance?
We recommend iCarhireinsurance.com - click here for an instant quote.
iCarhireinsurance.com specialises in providing car, van and minibus excess insurance, meaning that they can offer very competitive pricing when compared to the big rental companies.
When Should I Arrange Van Hire Excess Insurance?
Anytime you rent a van - just visit the iCarhireinsurance.com website before you pick up your hire vehicle and arrange van hire excess insurance cover for the duration of your hire. It's all done instantly and you do not have to wait for approval or for paperwork through the post.
Disclaimer: The insurance system described above is commonly used by car and van hire companies serving private customers in the UK. However, variations and differences exist between companies and this information is provided as a guide only. No responsibility can be taken for its accuracy and you should always check with the hire company you are using if you have any questions.
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